CLAIMS
GET IT COVERED
Here in Northern Colorado, we are all to familiar with the severe weather that can come out of nowhere and leave your home damaged. Well when a storm hits, let us help you make sure you take advantage of the coverage you have. Below is an outline of the steps to follow to submit a claim and possibly get your repairs covered by your insurance! As always, we are here to help you along the way!
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STEP 1: Get a Free Inspection
If you are questioning whether or not your home was affected by a recent storm, reach out to us at Powerhouse Roofing for a free inspection. Even if you are thinking no damage was done, it is important to make sure an expert takes a look. The inspection is truly free - no hidden fees or strings attached.
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STEP 2: File a Claim
Once you have had your free inspection, we will let you whether or not damage is present. If there is damage, it is important for you to reach out to your insurance company to get a claim started as soon as possible. Be prepared to tell your claim representative about the storm that cuased the damage and that you had Powerhouse Roofing evaluate the damage.
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STEP 3: Adjuster Meet-Up
Once your claim has been filed an insurance adjuster will come to verify damages. It is important you have a professional on your side, so a specialist from the Powerhouse team will be present the day the adjuster arrives. At times, adjusters can miss items or undervalue the damages. We will make sure you are covered completely.
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STEP 4:Review the Claim
After the adjuster has been to your home the insurance carrier will send an initial estimate based off the adjusters assessment. It is important to review the assessment and verify all damages are covered correctly. If everything checks out we will commence with repairs. In the event items are missing or undervalued we will communicate with your carrier to help you gte the best results.
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STEP 5: Funds Issued
You can expect to get a check from your insurance company around the same time as you get your claim summary. (generally in 2-4 weeks). Often times, your mortgage company will also be on the check so you will need to reach out to them to get it endorsed.
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STEP 6: Home Restoration
Once you have your check it is time to get the damages to your home fixed! Depending on what needs to be fixed we can often have projects finished in as soon as one day! Communication is key though, so we will always keep you up to date with the progress of your project.
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STEP 7: Final Payment
After all work is completed we will submit all documentation to your insurance carrier so they can release any remaining funds to cover repairs. If there are remaining funds to be dispersed to you, you can expect to get them within 1 month from the time documentation is submitted.
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STEP 8: Have Confidence in your Roof
When you have Powerhouse roofing perform your repair or installation services, you can have confidence that it will last! The products we use all come with a warranty and we stand by our work. If you have any issues, always reach out to us!